What would you say is the best to do between collecting interest on multiple accounts, or consolidating all monies onto one account for one larger interest rate?

I mean, it technically makes more sense to put it all on one account and make more money each week.

I put a tiny bit on each account anyway, because on my main I take it out and spend it when I need it. On my spares, it literally just gets bigger each week. -shrug- It's not a lot of money gathering, but it's something.

Well, if you combine Jaya's theories, I would say the smart thing would be to pick an account that isn't your main and consolidate your money there. That way you aren't tempted to pull it out every day but you also have all that money in one place earning more interest.

I'm the same way. If I see all the money I have in bank, I tend to wanna pull it out bit by bit when I'm running a little low, and then I never earn as much as I could if I just kinda set it and forget it :P For this reason, I wish it was possible for interest to just automatically accrue, but I def understand why that's not a thing that's gonna happen. 

I mean, okay, that would make sense lol

Thanks for the replies!

I think I'll do what Mango suggested and move my savings from all my accounts to a non-main and collect interest that way. I'm not worried about giving in to temptation where spending is concerned as I don't buy tickets, graphics etc. Only thing I spend on is training.